Know what you can spend, every day.
Halo turns your budget into one simple number for today, so you can spend without the stress.
Free to download · No bank linking · Cancel anytime
No bank linking. Ever.
Halo never connects to your bank account or reads your transactions. You log your spending yourself, in seconds, so you stay in control.
Paying for Halo? That's handled securely by Stripe or Apple. We never see or store your card number.
Everything you need. Nothing you don't.
One number for today
Open Halo and see exactly what you can spend today, this week and this month — green, yellow or red at a glance.
See every bill coming
Credit cards with their pay-by date, a 🔥 streak for paying on time, and a heads-up when you pass 30% of your limit.
Every subscription, one total
Netflix, Spotify, the gym — all in one list with your monthly and yearly total.
Log it in two taps
Amount, category, done. Logging an expense takes seconds, so it actually becomes a habit.
Know where it all goes
Reports by week, month and category show exactly where your money went.
Every expense, in order
A clean timeline of everything you've logged, searchable and always up to date.
Daily spending limit
One number for today, plus weekly and monthly limits that turn green, yellow, red.
Subscriptions tracker
Netflix, Spotify, gym. See your monthly and yearly total and get reminded the day before something renews.
Credit card bills
Set your pay-by date and Halo adds up every purchase on that card, reminds you before it's due, and warns you past 30% of your limit — good for your credit score.
On-time streak
Mark bills paid and build a 🔥 streak.
Smart notifications
Banners like “$12.50 · 🍽️ Food & Drinks · charged to TD Visa”, plus limit, renewal and bill reminders.
Reports
See where your money goes by week, month and category.
How it works
Set your limits
Log what you spend
Know what's left today
Simple pricing
Free plan: log expenses, daily limit, 3 subscriptions and 1 credit card, free forever.
FAQ
Do I need to connect my bank?+
No. Halo never links to your bank. You add expenses yourself. Your subscription payment is processed by Stripe or Apple, and Halo never sees your card number.
Is there a free trial?+
Yes — 7 days free, then $6.99/month or $49.99/year (CAD).
Does it work on iPhone and laptop?+
Yes. It works in the browser on any device and syncs between them. An App Store version is coming soon.
Can I cancel anytime?+
Yes.
What currency does it use?+
Canadian dollars.